All materials provided on this web site are for informational purposes only. These materials do not constitute legal advice. Due to the complexity of the Bankruptcy and Exemption laws and ongoing CHANGES in both Statutes and Case Law interpretation by various State and Federal Courts, that are often not apparent to or known by the public, you should obtain the services of a competant bankruptcy attorney before acting upon the materials contained on this web site or filing a bankruptcy petition.

Sending e-mail also does not establish a attorney-client relationship. No attorney-client relationship is created by the information provided here or by any consultation with our law firm's attorneys or staff.

An attorney-client relationship is created ONLY after: (A) The attorney agrees to accept you as a client; AND (B) Both you and this firm have entered into a SIGNED WRITTEN CONTRACT; AND (C) You have paid all agreed retainer FEES to our firm. An attorney-client relationship can only be established by mutual written consent with an attorney.